Homebuyers can now purchase homes with no money down using government-backed FHA, USDA, and VA loans. Additionally, sellers can offer the buyers of these homes seller credits to help them with closing costs and lowering their interest rates.

In Order to purchase a home, an individual will need proof of income and workable credit score (600+). With that, a pre-approval letter can be generated to determine which homes we can offer you. Check out our YouTube page for Lender Interviews.

An Interest Rate Buy Down is a form of assistance that a seller can provide the potential buyer to lower the buyer’s interest rate, thereby making their monthly payment more affordable.

A Title Company is a third-party company that protects real estate transactions by researching and insuring the title of the property. The company ensures that the seller has the legal right to sell the property and that there are no liens or other encumbrances on the title that could affect the buyer's ownership. Title companies also offer title insurance to protect buyers and lenders from financial losses if there are any problems with the title after the sale.

Earnest Money, also known as “good faith” money, is a deposit that a buyer makes to a seller as a show of their commitment to purchasing a property. It is typically 1% to 3% of the purchase price and it is held in an escrow account until the closing of the sale.

Earnest money protects both the buyer and the seller. It protects the buyer by ensuring that the seller does not take the property off the market after the buyer has made an offer and it protects the seller by compensating them for their time and expense if the buyer backs out of the deal.

The Home Inspection Period is a contingency period during a real estate transaction that allows the buyer to inspect the property for defects or problems. The home inspection period typically lasts 5 to 15 days. During this time, the buyer can hire a professional home inspector to assess the condition of the property.

The quicker the potential home buyer submits paper to the home, the quicker we can close on the loan. When all parties work together in an efficient manner, the closing can take please as quickly as 30 to 35 days from the contract date.